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As part of our commitment to being your provider of choice, IBH works closely with patients, their families, and insurance companies to determine all possible payment options.
IBH is an “in-network” provider for the following insurance plans:
Click on the icons below to learn more about them.
Although we work directly with your insurance company to process claims and clarify coverage issues, your responsibility is to verify insurance benefits. Please call your insurance company for specific plan details regarding coverage, deductibles, and coinsurances for mental health services.
If we are an in-network provider for your health
insurance, you won’t be billed until after we’ve
submitted a claim to your insurance company for
your services. You will receive a patient billing
statement by mail for any amount not paid by
insurance. This bill is due upon request and can be
paid by mail, online, or in-person at IBH.
If your insurance plan is out-of-network, we ask you
to pay for services before they occur. If your out-of-
network insurance then covers a portion of the bill,
we will credit your account
for that amount.
*See below for the No Surprises Act
Click Here to Learn More about the No Surprises Act
If you do not have insurance, we accept private pay for services; we require you to pay a service fee before they occur. Our billing department works with your psychologist to provide you with a Good Faith Estimate based on the type of service(s) you receive.
Indigenized Behavioral Healing accepts payment for Out Of Network payers through PayPal (online) and SquareUp (in person). Click on the button below to access Paypal or refer to the ‘Pay My Bill’ tab for SquareUp.
The amount you and your employer pay each month to be enrolled in medical, dental, and vision insurance.
The amount you must pay each year for covered health services before your insurance plan will begin to pay.
The most you will pay for covered health services during the year. Copays, deductibles, and coinsurance payments count toward the out-of-pocket maximum. Once you meet your out-of-pocket maximum, your insurance plan will pay 100% of covered health services for the remainder of the year.
Covered services are the health care services, drugs, supplies, and equipment that are covered under your health care plan. Whether or not a service is covered is dependent upon your insurance policy. Non-covered services are those you must pay out of pocket.
After you meet your deductible, you may pay coinsurance, which is your share of the costs of a covered healthcare service. For example, if your health insurance allows $200 per visit for behavioral healthcare and your coinsurance is 20% after you meet your deductible, you will pay 20% ($40) of the $200. Your insurance will pay the remaining $160.
A fixed dollar amount you pay for covered health services. Your copay is due at the time of service. For example, your insurance may require a copay for psychological services.
The allowed amount is the amount your insurance carrier will pay for a covered service. It may also be called “eligible expense,” “payment allowance,” or “negotiated rate.” For instance, if your insurance allows $125 for a service and the charge is $150, you are responsible for the remaining $25.
When a provider/facility is “in-network” with an insurance company, the provider has agreed to accept the insurance company’s allowed amount for a service. These will show up as discounts on your explanation of benefits statements.
When a provider/facility is “out-of-network,” you pay the difference between your insurance company’s allowed amount and the provider’s fee for a service.
Your provider does not submit a claim to your insurance company when you pay out-of-pocket for services.
Indigenized Behavioral Healing provides culturally rooted, trauma-informed care for individuals, families, and communities. Honoring Indigenous knowledge, supporting whole-person wellness.
